understanding your medical insurance policy

Posted on: 29 June 2016
Summertime is the best time of the year for many people, even when they have to fight days and sometimes weeks of extreme heat. Anyone can become overheated and become the victim of heatstroke or heat exhaustion, but older people have to be more careful to avoid these conditions. If you are a senior, particularly one living alone, you need to recognize the symptoms and take precautions to protect yourself from the heat.
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Posted on: 19 October 2015
In today's economy, outsourcing through a Professional Employer Organization, also known as a PEO, is a popular way to save time and money, while also limiting your legal liabilities to your employees. Outsourcing tedious tasks such as bookkeeping, recruiting, and training allows you to save money by not needing to directly employ the people that provide those services, resulting in what is known as joint employment. Joint employment frequently provides less expensive worker's compensation insurance and fewer legal liabilities The laws impacting the use of a PEO vary by state, so it is helpful to work with a PEO broker to find the most appropriate Professional Employer Organization for your business.
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Posted on: 14 August 2015
New jobs can bring many changes and big adjustments. One of the many changes you'll go through is the switch from your old employer's healthcare insurance to your new employer's insurance. Depending on how big the company is, there could be many health care options. Knowing the difference between an EPO, HMO, and PPO could help you decide type of insurance is best for you. Preferred Provider Organizations (PPOs) PPOs have physicians inside a network, but don't require you to stay within the network.
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Posted on: 3 August 2015
Having health insurance means you're protected against most major health care costs, but insurance usually isn't perfect. Even Medicare, which offers very affordable coverage for the most part, has its gaps in the form of uncovered services. For non-Medicare health insurance, co-pays, co-insurance, and deductibles can make using the policy too pricey unless supplemental coverage is available. If you're worried about being able to pay for those items that your insurance won't cover, take a look at how supplemental insurance can make life a lot easier for you.
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